MICHAEL J. ROSARIO ROMÁN
San Juan,Puerto Rico
Summary
Senior Financial Analyst with 8+ years of experience across regulated utilities, banking, and multinational organizations, combining strong FP&A expertise (budgeting, forecasting, LRP, and financial modeling) with hands-on experience supporting month-end close, balance sheet governance, and US GAAP compliance. Proven track record partnering with Accounting, Controllers, Treasury, and Operations to ensure accurate financial reporting, internal controls, and audit readiness, while delivering forward-looking insights, executive dashboards, and decision support. Advanced user of Power BI, Oracle ERP, and large-scale financial datasets, with a strong focus on automation and process improvement.
Overview
9
9
years of professional experience
Work History
Senior Financial Analyst
LUMA Energy - Utilities
09.2022 - Current
- Led enterprise budgeting, forecasting, and LRP for capital and O&M programs, reducing preparation cycles by 30%.
- Supported $25M+ in capital and strategic investment decisions through advanced financial modeling and scenario analysis.
- Drove cross-functional planning initiatives delivering $500K+ in annual savings.
- Designed enterprise Power BI dashboards for contracts, labor costing, and workforce planning.
- Partnered with Accounting during month-end close, validating accruals, trial balances, and cost classifications in line with US GAAP.
- Strengthened internal controls and supported audit and regulatory reporting requirements.
Senior Business Analyst
FirstBank
01.2022 - 09.2022
- Supported budgeting and forecasting across banking operations managing $1M+ in operating expenses.
- Developed financial models and executive business cases supporting strategic initiatives and ~30% revenue growth.
- Improved gross margin by ~8% through pricing and cost optimization analysis.
- Supported month-end close, accrual review, balance sheet validation, and regulatory compliance.
- Assisted with audit support and internal control documentation.
Financial Analyst
PepsiCo, Inc.
07.2020 - 01.2022
- Delivered P&L forecasts, budgets, and variance analysis across multiple business units.
- Built financial models and what-if scenarios supporting long-range planning and capital investments.
- Analyzed manufacturing and supply chain cost drivers to identify efficiency opportunities.
- Supported month-end close, accrual validation, and inventory/COGS reporting.
- Assisted in balance sheet reviews and audit support activities.
Financial Analyst
Coty, Inc.
04.2017 - 06.2020
- Prepared financial reports and variance analysis delivering actionable margin insights.
- Developed financial models supporting budgeting and strategic planning.
- Conducted profitability analysis by product and region.
- Supported month-end close, accruals, and reconciliations.
Education
MBA - Accounting & Finance
Universidad Ana G. Méndez
BBA - Finance
University of Puerto Rico
Río PiedrasSkills
- Budgeting
- Forecasting
- LRP
- Financial Modeling
- Variance Analysis
- Profitability Analysis
- Month-End Close Support
- Accruals
- Trial Balance Review
- US GAAP
- Power BI
- Oracle ERP
- Kronos
- Advanced Excel
Timeline
Senior Financial Analyst
LUMA Energy - Utilities
09.2022 - Current
Senior Business Analyst
FirstBank
01.2022 - 09.2022
Financial Analyst
PepsiCo, Inc.
07.2020 - 01.2022
Financial Analyst
Coty, Inc.
04.2017 - 06.2020
MBA - Accounting & Finance
Universidad Ana G. Méndez
BBA - Finance
University of Puerto Rico