Ricardo Cuadrado De La Rosa
Summary
Dedicated financial professional with demonstrated history of integrity, efficiency and accuracy in accounting management. Eager to apply knowledge in accounting, cash flow optimization and financial reporting.
Overview
14
14
years of professional experience
Work History
Accounting Manager
Point Guard Insurance Company
Guaynabo, Puerto Rico
10.2024 - Current
- Managed monthly financial reporting and compliance for the insurance sector.
- Supervised a team of accountants to ensure accurate ledger maintenance.
- Coordinated audits with external firms for financial statement verification.
- Analyzed financial data to identify trends and inform strategic decisions.
- Reviewed and approved journal entries and reconciliations for accuracy.
- Prepared monthly, quarterly, and annual financial statements in accordance with GAAP and STAT.
- Prepared quarterly, and annual financial statements, and other reports required by the OCS.
- Tracked expenses and revenues against budgets and forecasts and reported variances.
- Assist in budgets, forecasts and monitored financial deadlines.
Accounting Manager
Puerto Rico Medical Defense Insurance Company
San Juan
01.2024 - 10.2024
- Knowledge in Statutory Accounting for an insurance company.
- Developed and implemented effective accounting policies and procedures.
- Analyzed financial data, identified trends, and developed strategies to improve profitability.
- Prepared Annual Statement and Quarterly Statements for insurance company.
- Prepared monthly, quarterly, and annual financial statements in accordance with generally accepted accounting principles.
- Managed a team of accountants to ensure accuracy of all financial transactions.
- Reviewed general ledger accounts for accuracy and compliance with GAAP.
- Assisted in developing budgeting processes for improved forecasting accuracy.
Financial Reporting Supervisor
Puerto Rico Medical Defense Insurance Company
San Juan
08.2021 - 01.2024
- Compile and summarize financial and operational data into reports
- Supervise Senior and Jr Financial Reporting Analyst, assign task, review their work for accuracy and compliance
- Monitor daily performance
- Ensure timely filing of quaterly, and annual regulatory reports
- Review and prepare monthly, quaterly and annual accounting reports
- Research and study existing and new legislation and advice management
- Prepare annual budget, other forecast reports.
Financial and Reporting Analyst
Puerto Rico Medical Defense Insurance Company
San Juan
06.2019 - 08.2021
- Revise and compile summarize financial and operational data into reports
- Revise and prepare monthly reports
- Analyze system data presented and reports results of the analysis to Management
- Assist in the preparation of annual budget and another forecast
- Monitor general ledger accounts balances for accuracy and proper classifications
- Journal entry processing and timely preparation of financial reporting
- Assist with the monthly, quarterly and year end close activities.
Jr Financial and Reporting Analyst
Puerto Rico Medical Insurance Company
San Juan
11.2016 - 06.2019
- Compile and summarize financial and operational data into reports
- Prepare monthly reports
- Analyze system data presented and reports results of the analysis to Management
- Assists in the preparation of annual budget and another forecast
- Monitor general ledger accounts balances for accuracy and proper classifications
- Journal entry processing and timely preparation of financial reporting
- Assist with the monthly, quaterly and year end close activities.
Accountant
Museo de Arte de Puerto Rico
San Juan
05.2016 - 11.2016
- Bank Reconciliation
- Bank Deposits
- Funds Reports
- Journal Entries.
Staff Auditor
Carbonell & Co., LLP
San Juan
01.2015 - 04.2016
- Personal Financial Statements
- Compiled Financial Statements
- Assists on Audits.
Accountant
Geoterra Construction & Management Corp
Humacao
08.2012 - 05.2015
- Gathered financial information, prepared documents, and closed books
- Documented cash, credit, fixed assets, accrued expenses and line of credit transactions
- Completed daily cash functions like account tracking,donating and cash and banking reconciliations
- Reconciled accounts and reviewed expense data, net worth and assets.
Account Receivables Clerk
Benitez Insurance Agency
San Juan
08.2014 - 01.2015
- Receive payments from clients
- Make bank deposit
- Verify financing contracts.
Education
MBA - Finance
Interamerican University
San Juan06.2023
BBA - Accounting
University of Puerto Rico
Humacao06.2011
Skills
- Proficient in Word Office: Excel, Word, PowerPoint, Outlook
- Sage 50, QuickBooks, CaseWare, File Cabinet, SunGard, FIS
- Bilingual
- Able to work under pressure
- Closing procedures
- Financial data analysis
- Financial reporting
- GAAP compliance
- Audit coordination
- Problem solving
Accomplishments
- Employee of the Year (2023)
Timeline
Accounting Manager
Point Guard Insurance Company
10.2024 - Current
Accounting Manager
Puerto Rico Medical Defense Insurance Company
01.2024 - 10.2024
Financial Reporting Supervisor
Puerto Rico Medical Defense Insurance Company
08.2021 - 01.2024
Financial and Reporting Analyst
Puerto Rico Medical Defense Insurance Company
06.2019 - 08.2021
Jr Financial and Reporting Analyst
Puerto Rico Medical Insurance Company
11.2016 - 06.2019
Accountant
Museo de Arte de Puerto Rico
05.2016 - 11.2016
Staff Auditor
Carbonell & Co., LLP
01.2015 - 04.2016
Account Receivables Clerk
Benitez Insurance Agency
08.2014 - 01.2015
Accountant
Geoterra Construction & Management Corp
08.2012 - 05.2015
MBA - Finance
Interamerican University
BBA - Accounting
University of Puerto Rico